September 2026 me Bharatiya Kisan Union (Charuni) ne Haryana sarkar ko memorandum diya — Jeevan Suraksha Yojana me maut par milne wala Rs.5 lakh ka muavza Rs.25 lakh karo, aur permanent disability ka Rs.2.5 lakh badhakar Rs.15 lakh karo. Union ka kehna hai ki ye rashi 2013 se badli hi nahi.
Ye wahi yojana hai jiske baare me zyadatar kisan-mazdoor ya to jante hi nahi, ya ise kisi aur yojana se confuse karte hain. Koi ise PM Fasal Bima samajhta hai, koi DAYALU se jodta hai. Lekin Jeevan Suraksha Yojana ka maksad bilkul alag hai — khet me machine chalate hue hadse me kisan, khetihar mazdoor ya mandi mazdoor ki maut ya apangta par turant aarthik sahayata.
Is article me poori tasveer saaf karenge: kaun claim kar sakta hai, kin hadson par paisa milta hai, kitna milta hai, umr ki seema ka vivaad kya hai, aur daava kaise lagaya jata hai.
Pehle Confusion Khatam Karo — Ye Teenon Yojana Alag Hain
Haryana me "suraksha" naam se kai yojanaen chal rahi hain, aur isi wajah se sabse zyada parivar galat yojana me daava lagane ki galti karte hain:
| Yojana | Kya cover karti hai | Kaun pichhle article me padh chuka hai |
|---|---|---|
| Jeevan Suraksha Yojana (ye article) | Kheti machine hadse me maut/apangta — kisan, khetihar mazdoor, mandi mazdoor | — |
| PM Fasal Bima Yojana | Fasal ka nuksan (sukha, baadh, ole) — insaan ka hadsa NAHI | — |
| DAYALU (Antyodaya Parivar Suraksha) | Kisi bhi durghatna me maut/disability — garib parivar | — |
ℹ️ Matlab ye: tractor palatne ya thresher se hue hadse par isi yojana me daava lagega. Fasal barbaad hui to PM Fasal Bima, aur kisi aur durghatna me parivar ke sadasya ki maut hui to DAYALU dekhi jayegi.
September 2026 Ki Taaza Khabar — BKU Ne Muavza Badhane Ki Maang Ki
19 September 2026 ko Bharatiya Kisan Union (Charuni) ke adhyaksh Gurnam Singh Charuni ne mukhyamantri, krishi mantri aur Haryana State Agricultural Marketing Board ke adhyaksh ko memorandum saunpa:
Maang 1 — Maut par muavza Rs.5 lakh se badhakar Rs.25 lakh kiya jaye.
Maang 2 — Reedh ki haddi tootne (spinal fracture) ya permanent disability par rashi Rs.2.5 lakh se badhakar Rs.15 lakh ki jaye.
Maang 3 — Haath-pair ya ungli katne jaise mamalon me bhi anupatik badhotri ho.
Maang 4 — Yojana me 65 saal ki adhiktam umr seema hata di jaye.
Union ke pravakta Rakesh Bains ke anusaar ye yojana 1 January 2014 se lagu hai, lekin rashi tab se ek rupaya nahi badhi — jabki mehngai aur ilaaj ka kharch kai guna badh gaya hai.
⚠️ Zaroori saaf-safai: Ye abhi maang hai, sarkar ka faisla nahi. Aaj ki taareekh me lagu rashi wahi purani hai — maut par Rs.5 lakh, permanent disability par Rs.2.5 lakh.
Yojana Kya Cover Karti Hai — Teen Varg, Chaar Tarah Ke Hadse
Yojana ke tahat teen vargon ke log surakshit hain:
Kisan — Haryana ka nivasi jo kheti karta hai (apni zameen ho ya theke par).
Khetihar mazdoor — khet me mazdoori karne wale shramik (seasonal/daily-wage sahit).
Mandi yard mazdoor — anaj mandiyon me kaam karne wale mazdoor (HSAMB ke tahat aane wali mandiyan).
Aur kin hadson par muavza milta hai — yahan sabse bada update hai:
| Hadse ka prakar | Cover hai? | Note |
|---|---|---|
| Krishi machine chalate hue hadsa (tractor, thresher, harvester aadi) | ✅ Haan | Yojana ka mool maksad — shuruaat se cover |
| Bijli girne (lightning) se maut | ✅ Haan | June 2024 me CM ki ghoshna ke baad cover badhaya gaya |
| Janwar se sambandhit durghatna (saand/bhail ka hamla aadi) | ✅ Haan | June 2024 me dayra badhaya gaya |
| Tubewell se zehreeli gas ke risaav se hadsa | ✅ Haan | June 2024 me dayra badhaya gaya |
| Bimaari se maut / aatmahatya | ❌ Nahi | Ye hadsa-bima hai, jeevan-bima nahi |
| Fasal ka nuksan | ❌ Nahi | Iske liye PM Fasal Bima / Bhavantar Bharpai dekhen |
Dhyan rahe — hadsa "kheti ke kaam ke dauran" hona chahiye. Hadse ka kheti-kary se seedha sambandh zaroori hai.
Kitna Muavza Milta Hai — Poori Slab Table
| Sthiti | Muavza rashi | Kisko milega |
|---|---|---|
| Maut (death) | Rs.5,00,000 | Kanooni vaaris (legal heir) — patni/pati, bachche ya mata-pita |
| Permanent disability (reedh ki haddi tootna ya anya karan se sthayi apangta) | Rs.2,50,000 | Ghayaal vyakti khud |
| Haath-pair ya ungli katna jaise aanshik nuksan | Rs.37,500 se upar (nuksan ke anupaat me) | Ghayaal vyakti khud — kull rashi Rs.37,500 se Rs.5 lakh ke beech |
💡 Ek zaroori baat: June 2024 tak pichhle 7 saalon me lagbhag Rs.134 crore labharthiyon ko baante ja chuke hain. Matlab paisa sach me milta hai — bas daava sahi tarike se lagana aana chahiye.
Umr Ki Seema Par Sabse Bada Confusion — Sach Kya Hai?
Is yojana ki umr-seema ko lekar teen alag-alag baatein milengi — sach kram me:
| ❌ Galatfahmi / Purani baat | ✅ Asliyat |
|---|---|
| "Sirf 18-60 saal wale cover hain" | Shuruaat me seema 10 se 65 saal thi — 18-60 wali baat is yojana ki nahi, kisi aur yojana se confuse hui hai. |
| "Ab umr ki koi seema nahi rahi" | June 2024 me CM ne 65 se 75 saal karne ki ghoshna ki; kuch reports me seema hatane ki baat bhi aayi. Lekin September 2026 me BKU ne phir 65 saal ki seema hatane ki maang ki — maamla abhi poori tarah saaf nahi hai. |
| "10 saal se chhote bachche cover nahi hote" | Nayi ghoshnaon me 10 saal se chhote bachchon ko bhi shamil karne ki baat kahi gayi — daava lagane se pehle zila krishi karyalaya se niyam confirm kar len. |
⚠️ Seedhi salah: Umr ki seema par virodhi reports hain, isliye hadsa hone par "umr zyada hai, paisa nahi milega" sochkar daava mat chhoden. Daava zaroor lagayen aur zila krishi adhikari se likhit me sthiti poochhen — kanoon aapke saath hai.
Kaun Daava Laga Sakta Hai, Kaun Nahi — Saaf Checklist
✅ Daava lagega, agar:
- Haryana ke nivasi kisan, khetihar mazdoor ya mandi mazdoor hain
- Hadsa kheti ke kaam / krishi machine ke dauran hua ho
- Bijli girne, janwar ke hamle ya tubewell gas risaav se hadsa hua ho (naya dayra)
- Maut par kanooni vaaris daava laga raha ho
- Apangta par sarkari aspatal ka disability certificate ho
❌ Daava nahi lagega, agar:
- Hadsa kheti se bahar hua ho (sadak durghatna ghoomne jaane par aadi)
- Bimaari ya kudrati maut hui ho — ye hadsa-bima hai
- Haryana ke nivasi na hon
- Fasal ke nuksan par paisa maanga ja raha ho
- Farzi dastavez lagaye gaye hon — pakde jaane par kanooni kaarvaai hogi
Daava Kaise Lagayen — Step by Step
Is yojana me pehle se registration nahi karana padta — hadse ke baad daava lagaya jata hai:
Hadse ki turant suchna — nazdeeki police thane me FIR ya DDR darj karvayen. Bina FIR ke daava kamzor pad jata hai.
Medical dastavez — maut par postmortem report, apangta par sarkari aspatal / Civil Surgeon ka disability certificate lein.
Zila krishi karyalaya se sampark — Up-Nideshak Krishi karyalaya se daava form lein; mandi mazdoor HSAMB se jude karyalaya se sampark karen.
Form + dastavez jama — neeche di gayi suchi ke sabhi kagaz lagakar form jama karen. Adhoore kagaz par file latak jati hai.
Jaanch aur bhugtan — vibhag jaanch ke baad rashi seedhe bank khate (DBT) me bhejta hai. Maut par vaaris ke khate me.
ℹ️ Note: Daava jama karne ka sahi karyalaya samay-samay par badal sakta hai — form lene se pehle zila krishi karyalaya me phone karke confirm kar lena sabse surakshit tarika hai.
Zaroori Dastavez — Ek Bhi Chhoota To File Atkegi
| Dastavez | Kyon zaroori — dhyan den |
|---|---|
| FIR / DDR ki copy | Hadsa sabit karne ka sabse mazboot saboot |
| Mrityu praman patra (maut par) | Nagar nigam/panchayat se jari — vaaris ke daave ke liye anivarya |
| Postmortem report (maut par) | Maut ka karan likhit me — "hadsa" shabd saaf hona chahiye |
| Disability certificate (apangta par) | Sarkari aspatal / Civil Surgeon se — niji clinic ka nahi chalega |
| Aadhaar card (mrityak/ghayaal + daavedar) | Pehchan aur DBT-linked bank khate ke liye |
| Bank passbook ki copy | Rashi seedhe khate me aayegi — IFSC saaf likha ho |
| Parivar Pehchan Patra (Family ID) | Vaaris sambandh sabit karne me madadgar |
| Kheti ka saboot (fard/jamabandi ya theke ka kagaz) | Mazdoor ke liye sarpanch ya thekedaar ka praman kaam aa sakta hai |
| Vaaris praman (maut par) | Patni/pati ya bachchon ka sambandh — vivaad ho to kanooni vaaris certificate |
4 Galtiyan Jo Aapka Daava Radd Karva Dengi
1. FIR na karvana — "ghar ka maamla hai" sochkar police ko suchna na dena sabse badi galti hai. Bina FIR ke hadsa sabit hi nahi hota.
2. Postmortem se bachna — kai parivar samajik dabav me postmortem nahi karvate. Lekin maut ke daave me ye lagbhag anivarya hai — iske bina file aage nahi badhti.
3. Niji aspatal ka disability certificate — apangta ka praman sirf sarkari aspatal / Civil Surgeon ka maanya hota hai. Niji clinic ka kagaz radd ho jayega.
4. Galat yojana me daava — machine hadse ka daava PM Fasal Bima ya DAYALU me lagane par reject hoga. Pehle wala table dobara dekh len — sahi yojana, sahi daava.
Mahatvapurna Link
| Link | Vivaran |
|---|---|
| Aadhikarik Portal | agriharyana.gov.in — Haryana Krishi Vibhag, yojana ki aadhikarik jaankari |
| WhatsApp Channel | Join Now — Haryana yojanaon ke taaza update seedhe phone par |
Aapke Sawal — Seedhe Jawab
Prashn: Kya is yojana me pehle se registration karana padta hai?
Nahi. Ye hadse ke baad daava wali yojana hai — pehle koi premium ya registration nahi hai.
Prashn: Khetihar mazdoor ke paas apni zameen nahi hai — kya wo cover hai?
Haan. Yojana me khetihar mazdoor alag se shamil hain — zameen hona zaroori nahi. Bas ye sabit hona chahiye ki hadsa kheti ke kaam ke dauran hua tha.
Prashn: Bijli girne se khet me maut hui — daava lagega?
Haan. June 2024 me yojana ka dayra badhakar bijli girne, janwar se hadse aur tubewell gas risaav ko bhi shamil kiya gaya hai.
Prashn: BKU ki Rs.25 lakh wali maang man li gayi kya?
Abhi nahi — ye 19 September 2026 ki maang hai, sarkar ka faisla nahi. Maujuda rashi maut par Rs.5 lakh hi lagu hai.
Prashn: 70 saal ke buzurg kisan ka hadsa hua — daava milega?
Umr seema par virodhi reports hain. Daava zaroor lagayen aur zila krishi adhikari se maujuda niyam likhit me poochhen.
Antim Baat — Ye Paisa Haq Hai, Bheekh Nahi
Rs.134 crore saat saal me bante — ye aankda batata hai ki yojana chal rahi hai aur paisa mil raha hai. Lekin gaon me aaj bhi kai parivar isliye vanchit reh jate hain kyunki unhe pata hi nahi hota ki machine hadse par sarkar se muavza milta hai.
Yaad rakhiye teen baatein: hadsa kheti ke kaam me hua ho — FIR aur postmortem/disability certificate pakka ho — aur daava sahi yojana (Jeevan Suraksha) me lage. Aur BKU ki badhotri wali maang par nazar banaye rakhiye; faisla hote hi yahan update milega.
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